Medicare, the federal government’s national health insurance program, does not usually cover long-term nursing home costs. However, some plans may fund temporary stays in a skilled nursing facility (SNF) if someone needs specialized care.
According to the Centers for Disease Control and Prevention (CDC), around 1.3 million adults, Trusted Source in the United States live in a nursing home. Medicare classifies nursing home care as either skilled or custodial.
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Medicare has four parts that cover various healthcare services, including hospital treatment, outpatient care, and prescription drugs. Understanding what each plan includes can make it easier to seek and receive healthcare.
This article looks at how Medicare can help with some nursing home costs, what help is available for hospice care insurance, and how to find a nursing home.
A person with professional medical training, such as a registered nurse or physical therapist, delivers this level of care. Doctors generally expect that people in an SNF will recover from their illness or injury.
When does Medicare cover nursing home care?
Medicare does not cover custodial care for people who need ongoing help with essential activities, such as eating, bathing, or dressing. Custodial or nonmedical care usually means a continuous, long-term stay in a nursing home.
Providing daily care for older adults and people with disabilities is an important skill. However, those who provide custodial care are not technically trained doctors or medical professionals.